Foreign tx fees for US travelers

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Foreign tx fees for US travelers

Postby pjl » Sun Mar 25, 2012 12:00 pm

I just rec'd my credit card statement and was surprised by a 3% foreign transaction fee on top of the tour price. Got me wondering if I could have avoided that fee by purchasing through a US based travel agent instead of buying direct online, or if a TA would just pass that fee through. Anyone know? Anything else I could have done differently to get the charge processed in the US?
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Re: Foreign tx fees for US travelers

Postby graybeard » Mon Mar 26, 2012 1:36 pm

Yes, this fee imposed by the credit card companies is annoying, to say the least. Once I found out that GAdventures uses an overseas processing agent, thus resulting in the fee (in Malta, if I remember correctly), I just starting paying my check. The Toronto office had no problem with this.
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Re: Foreign tx fees for US travelers

Postby pjl » Tue Mar 27, 2012 1:34 pm

Good suggestion. I'm so used to plastic it never occured to me to pay by check!
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Re: Foreign tx fees for US travelers

Postby gnome mad » Fri Sep 13, 2013 3:32 pm

Or just make sure to use plastic that has no Foreign Transaction Fee.

Capital One cards have no FTF. So does Amex Platinum, Chase Sapphire Preferred, many airline cards.

There's an extensive list here: http://www.nerdwallet.com/blog/top-cred ... edit-card/
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